As our population ages, Baby Boomers and their families are met with new challenges in finding long-term care solutions, paying for health care and more.

By 2030, state leaders say roughly 20 percent of Tennesseans will be age 65 or older.

Carolyn Neil, an elder care advocate who is an administrator at Asbury Place in Maryville, says one in four adults are currently serving as caregivers to an elderly relative, friend or spouse.

About 65 percent of those caregivers are women who also work outside the home, and spend nearly 20 hours a week providing care.

MORE: Aging Baby Boomers: The numbers, the cost and the help available

While the mental and financial toll of caring for a loved one can be daunting, the best way to minimize the stress of caring for an aging relative is planning ahead, Neil said.

She said it's important thing is for families to have a conversation about long-term care before they reach a point of crisis, and to make plans before an elderly relative reaches the point of needing extra care.

MORE: Aging Baby Boomers: Affordable housing crisis

MORE: Aging Baby Boomers: Saving up for the cost of care

Neil said some of the legal documents families need to discuss include:

  • Power of attorney for health care
  • Power of attorney for finances
  • Advanced directive/living will
  • Last will and testament