Medicare 101: Common Misconceptions, Presented by Elder Advocates
Medicare Open Enrollment ends December 7th and there are a lot of questions out there about how it all works. Elder Advocates provided us with this list of common misconceptions about Medicare.
Elder Advocates is having a free workshop Sunday, November 17, 2013 at 1 p.m. You can reserve a seat by calling 865-247-0321.
Misconception 1: Medicare and Medicaid are the same.
Medicare is for seniors 65 or older, and Medicaid is for low income individuals.
Misconception 2: There are no deductibles or co-pays when enrolled in a Medicare Advantage plan.
: While this may be true for preventive and some routine services, it is not always true when hospitalization or skilled, rehabilitation care is needed.
Misconception 3: All doctors, hospitals, and providers accept all types of Medicare plans.
: Each Medicare Advantage plan has a network of physicians, hospitals, and providers.
Misconception 4: All Medicare prescription plans are the same.
: Each plan's coverage is different. Current medications should be reviewed and a plan selected based on current prescription needs.
Misconception 5: My physician determines which services I need without pre-authorizations.
: As with all managed care plans, Medicare Advantage plans require prior approvals for non-emergency services.
Date aired: 11/15/2013
Presented By: Elder Advocates