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Tori Spelling broke?

That's the buzz, and Spelling is explaining it all in her new book, Spelling it Like it Is, out this week.

Even though she's the daughter of ridiculously rich late television mogul Aaron Spelling (net worth at one point: $600 million), Spelling, 40, and her husband Dean McDemott, 46, aren't loaded.

Tori says she hasn't "bought a purse in three years," she tells People mag. Her kids wear hand-me-downs, and the couple, who have four children, can't afford a vasectomy. Dean decided against getting the operation he wanted (which ranges from $350 to $1,000, according to Planned Parenthood) after their business manager said the couple couldn't afford it, Tori tells People.

"We're in the entertainment business, and things change year to year," explains Tori about their financial situation. "We don't have a series on the air right now, so we have to be more restrictive of what we can spend, just like anyone who doesn't currently have a steady job."

The couple's finances began to decline in 2011, notes Entertainment Tonight, when they sold their Encino home at a loss and Tori's antique/vintage boutique didn't take off. Their reality show, Tori & Dean: Home Sweet Hollywood was canceled a year ago.

Tori claimed that she got just $800,000 from her father's estate, but her mom, Candy, refuted that, saying Tori was left "much, much" more money than that.

And no matter how much she got, Tori says that her affluent upbringing has caused her to have "money problems."

According to an excerpt from the book, she writes, "It's no mystery why I have money problems. I grew up rich beyond anyone's dreams. Even when I try to embrace a simpler lifestyle, I can't seem to let go of my expensive tastes. And then there's my little shopping problem ... I can't afford to live like this anymore. Our circumstances have changed. They say admitting the problem is the first step."

And it sounds like she might be on the road to recovery. "I look back at that girl who shopped at Gucci in my 20s, and I can't even relate. I can't believe I thought it was important."

Though of course, that doesn't mean they don't have income. Along with the new book, Tori's got clothing and jewelry lines and a new series called Tori & Dean: Cabin Fever on HGTV, People reports.

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