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There's some good news out there for people looking to buy a home in Tennessee, according to a new study.

after Nevada ($2,265), according to Bankrate.com.

Nationally, mortgage closing costs rose six percent over the past year and now average $2,539 on a $200,000 loan, according to Bankrate.com. Origination fees increased nine percent to $1,877 and third-party fees rose one percent to $662.

Missouri ($2,387), Ohio ($2,392) and Washington, D.C. ($2,402) also were cited for having low closing costs.

Meanwhile, Texas' average closing costs of $3,046 were the highest in the nation, according to the study. Alaska ($2,897), New York ($2,892), Hawaii ($2,808) and Wisconsin ($2,706) round out the top five.

"New mortgage regulations are the biggest reasons why closing costs went up over the past year," said Holden Lewis, senior mortgage analyst, Bankrate.com. "The good news is that some lenders have not increased fees. To get the best deal, consumers should compare good faith estimates from at least three different lenders."

All the rates cited were from a June 2014 survey. The estimates were based on a $200,000 loan with a 20 percent down payment. Costs include fees charged by lenders, as well as third-party fees for services such as appraisals. The survey excludes taxes, title fees, property insurance, association fees, interest and other prepaid items.

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