Medicare Open Enrollment ends December 7th and there are a lot of questions out there about how it all works. Elder Advocates provided us with this list of common misconceptions about Medicare.

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Medicare 101: Common Misconceptions, Presented by Elder Advocates

Medicare Open Enrollment ends December 7th and there are a lot of questions out there about how it all works. Elder Advocates provided us with this list of common misconceptions about Medicare.

Elder Advocates is having a free workshop Sunday, November 17, 2013 at 1 p.m. You can reserve a seat by calling 865-247-0321.

Misconception 1: Medicare and Medicaid are the same.

Fact:

Medicare is for seniors 65 or older, and Medicaid is for low income individuals.

Misconception 2: There are no deductibles or co-pays when enrolled in a Medicare Advantage plan.

Fact

: While this may be true for preventive and some routine services, it is not always true when hospitalization or skilled, rehabilitation care is needed.

Misconception 3: All doctors, hospitals, and providers accept all types of Medicare plans.

Fact

: Each Medicare Advantage plan has a network of physicians, hospitals, and providers.

Misconception 4: All Medicare prescription plans are the same.

Fact

: Each plan's coverage is different. Current medications should be reviewed and a plan selected based on current prescription needs.

Misconception 5: My physician determines which services I need without pre-authorizations.

Fact

: As with all managed care plans, Medicare Advantage plans require prior approvals for non-emergency services.

Date aired: 11/15/2013

Presented By: Elder Advocates

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